Auto Loan Rates

Whether you're looking for a new SUV or a pre-owned truck, we’ll put you behind the wheel fast!

Rates: Annual Percentage Rates (APRs) show our lowest auto loan rates

Auto loan rates and terms are good for new and used cars and trucks with up to 110% financing, 另外,你可能有资格在90天内不付款.2

Auto Offer

Limited Time Offer

Get up to 0.50% off your auto loan rate when you buy your vehicle using a Cal Coast Auto Buying Service and finance with California Coast.3

Auto Loan Rates


Maximum Term APR (As Low As)1 Rate Type
Up to 29 Months 5.28% Fixed
30 to 36 Months 6.28% Fixed
37 to 48 Months 6.28% Fixed
49 to 66 Months 6.38% Fixed
67 to 75 Months 6.48% Fixed
76 to 84 Months 7.58% Fixed

汽车贷款-模型年2017 - 2021

Maximum Term APR (As Low As)1 Rate Type
Up to 29 Months 6.28% Fixed
30 to 36 Months 7.28% Fixed
37 to 48 Months 7.28% Fixed
49 to 66 Months 7.38% Fixed
67 to 75 Months 7.48% Fixed


Maximum Term APR (as Low As)1 Rate Type
Up to 36 Months 8.78% Fixed
37 to 48 Months 8.78% Fixed
49 to 66 Months 8.88% Fixed
67 to 75 Months 8.98% Fixed
Member Offer


As a Cal Coast member, you can save more on your auto insurance with our partner, Wawanesa! Call this dedicated line today for a free quote and find out just how much you can save: 833-302-5625

Cal Coast is an exclusive partner of Wawanesa Auto Insurance — a local and trusted name in car insurance with exceptional service and competitive rates.

价格截止到2024年12月5日. 房价如有变动,恕不另行通知.


Standard passenger vehicles only, no commercial vehicles or vehicles for hire will be considered. 没有柠檬法回购或灰色/打捞所有权. Vehicles for commercial use or used to transport passengers for compensation, including but not limited to vehicles used as taxicabs or for ride-sharing, are not eligible. 适用其他限制.

1年利率. 目前的费率为2024年12月5日. 贷款须经信贷和抵押品审批. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. 其他费率和条款. 有一些限制. 会籍及信用须经批准. Serving everyone who lives or works in San Diego or Riverside counties. 一次性5美元的会员费和储蓄账户是必需的. Restrictions apply.

2为符合条件的借款人提供90天延期付款选项. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. Restrictions apply.

3CCCU不认可或鼓励产品或服务. CCCU urges you to do your own due diligence on the vendor and its product/service. 须经信贷及抵押品审批. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective 05/12/2024 and includes a discount for using the Cal Coast Auto Buying Service Powered by TrueCar at or New Cars Inc, our personalized concierge auto buying service ( or NCI). 房价如有变动,恕不另行通知. 汽车贷款利率与计算器相同折扣目前低至4.78% APR, depending on credit history, loan term and vehicle model year. The as low rate applies to vehicle model years 2022 and newer. 29个月的贷款,4.78%固定年利率的人每月还款额为36美元.每借1000美元59美元. If you use, the discounted offer is good for purchases; rate discount subject to change or end without notice. To qualify for discount offer you must use the Cal Coast Auto Buying Service at or New Cars Inc and either fund the purchase of a vehicle from the certified dealer listed on your Price Quote Certificate (Cal Coast TrueCar Savings Certificate) or purchase a vehicle from New Cars Inc. and finance your purchase with 加州海岸信用社. The Cal Coast TrueCar Savings Certificate must be generated prior to purchase and no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan as of the effective date of the loan. 全年车型的折扣为0.50% off the approved interest rate for loan terms up to 5 ½ years (66 months). 全年车型的折扣为0.25% off the approved interest rate for loan terms of 67 months and longer. Discounted rates are available for purchases and not valid for refinances and lease buyouts. Discounts cannot be combined with any other discount program or type. Please allow ten to fifteen business days after funding for processing your purchase and loan discount.

Annual Percentage Rates (APR) listed are our best rates and may be higher based on credit history. 所有贷款须经批准. Restrictions apply.


For 29 months at 5.28%的年利率估计每月支付36美元.每借1000美元81美元. 3年(36个月),6岁.28%的年利率估计每月付款为30美元.每借1000美元56美元. 4年(48个月)6岁.28%的年利率估计每月还款23美元.每借1000美元62美元. 5年半(66个月.38%年利率估计每月支付18美元.每1000美元借1美元. 6岁零3个月(75个月).48%年利率估计每月支付16美元.每借1000美元26美元. 7岁的时候,7年(84个月).58%的年利率估计每月支付15美元.每借1000美元39美元.

Maximum Term: Offer good for all 2022 or newer model years up to 5 1/2 years (66 months). Terms of 6 years and 3 months (75 months) require a minimum loan amount of $12,000. Terms of 7 years (84 months) on loan amounts of $25,000 and above.

车型年2017 - 2021

For 29 months at 6.28%的年利率估计每月支付37美元.每借1000美元26美元. 3年(36个月),7岁.28%的年利率估计每月付款31美元.每1000美元借1美元. 4年(48个月),7岁.28%的年利率估计每月付款24美元.每借1000美元9美元. 5年半(66个月),7岁.38%年利率估计每月支付18美元.每借1000美元49美元. 6年零3个月(75个月).48%年利率估计每月支付16美元.每借1000美元74美元.

Maximum Term: Offer good for all 2017 - 2021 model years up to 5 1/2 years (66 months). Terms of 6 years and 3 months (75 months) require a minimum loan amount of $12,000.


3年(36个月),8岁.78%的年利率估计每月付款31美元.每借1000美元71美元. 4年(48个月),8岁.78%的年利率估计每月支付24美元.每借1000美元79美元. 5年半(66个月.88% APR估计每月支付19美元.每借1000美元21美元. 6年零3个月(75个月)8岁.98% APR估计每月付款为17美元.每借1000美元48美元.

最长期限:适用于2016年及以上所有车型, or Classic/Exotic/Specialty vehicles for up to 5 1/2 years (66 months). Terms of 6 years and 3 months (75 months) require a minimum loan amount of $12,000.


The vehicles listed below are considered Classic, Exotic and/or Specialty Vehicles. This list is not comprehensive and is subject to change without notice.

  • Aston Martin
  • Austin Healey
  • Avanti
  • Bertone
  • Bentley
  • Consulier
  • Daimler
  • Delorean
  • Ferrari
  • Fisker
  • Lamborghini
  • Lotus
  • McLaren
  • Merkur
  • MG 
  • Pininfarina
  • Rolls-Royce
  • Triumph
  • Zenn
  • 其他特种车辆


Have a question about your account, applying for a loan or perhaps you're ready to talk refinancing? 无论你有什么问题或需要, our Member Service Center is always happily available to walk you through every step of the process with your 以最大利益为重. 

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