Dividend Checking

Earn a little something on a little bit of money.

The Earnings and Convenience Add Up in No Time

Don’t have a lot of money? Just getting started? Your money can still earn interest with Dividend Checking. A minimum opening deposit of $25 is required. We’ll waive the $8 monthly maintenance fee with a $1,500 daily balance.



  • Earns dividends with $50 minimum balance1
  • Free access to 30,000 CO-OP® ATMs Nationwide
  • Unlimited check writing
  • Courtesy Pay and Debit Card Courtesy Pay available
Checking made easy—wherever you are.
  • Free branch transactions
  • Free California Coast ATM and CO-OP Network transactions
  • Free Platinum Debit Mastercard®
  • Free Online and Mobile Bill Pay
On the phone? Online? On the road? We’re here for you.
  • Free eStatements
  • Free Cal Coast Online
  • Free CoastLine Telephone Banking
  • Free Mobile Banking2, Mobile Deposit, Bill Pay and PayItNow person-to-person payments3

We are here to help you open your checking account or find the right checking option that is best for you. Give us a call at (877) 495-1600, or open your account online today.


Get 5% cash back!

Mastercard Local

Shop around town with your Cal Coast Mastercard® and earn 5% cash back automatically at participating local businesses.4 Simply look for the Mastercard Local™ logo when you shop, and enjoy the cash back.

Supporting your local businesses helps build your community.

Advanced Security Debit Card

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Ultra Performance Checking

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Build your savings with a Cal Coast certificate and enjoy competitive fixed rates with your choice of terms from 3 months to 5 years.

IRA Certificates

Learn more about IRA Certificates with California Coast Credit Union. Contact us today to get started.

APY = Annual Percentage Yield. Rates are accurate as of 05/10/2024. Rates and terms are subject to change without notice. Visit thekrolenzeks.com or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply. 

  1. A $2,500 minimum balance must be maintained to earn dividends. 
  2. Check with your wireless provider to determine if data and text messaging rates apply.
  3. Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.
  4. This is a special offer and exclusive to only eligible California Coast Mastercard debit and/or credit cards.  Eligible cards are automatically enrolled in the Program.  To opt-out of participating in the MasterCard Shop Local Program click here, call (877) 495-1600, or visit a Cal Coast Branch location. Program may be discontinued and subject to change at any time without notice. The offer can be used across a variety of participating merchants or repeatedly at your favorite participating merchants.  Purchases made online or through third parties and apps including, but not limited to food delivery apps, services, and platforms will not qualify for the offer. Simply use your enrolled California Coast Mastercard debit or credit card at participating merchants to automatically receive a statement credit on eligible purchases. No coupon necessary. The reward will be credited to your California Coast Mastercard used to make the qualifying purchase within 60 days from eligible purchase. Your account must be open and in good standing at the time reward is credited. Terms and conditions apply. Click here for full details.

Contact Me

Have questions? Want more information? We’re more than happy to get in touch. Let’s Talk. Just complete the form.

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